Mortgage Comparison and Rates
Take advantage of fixed rates below 4% and start making your move with Mulgrave to gain access to the best mortgage deals available in Yorkshire.
Some of the UK’s biggest lenders have trimmed mortgage rates again this week, including sub-4% deals.
NatWest launched a new deal on Tuesday with the cheapest five-year fixed rate currently on the market, according to financial information website Moneyfacts.
The rate sits at 3.71%, but borrowers will need a deposit of at least 40%. The NatWest deal also has a £1,495 fee.
Barclays’ latest products include a five-year fixed-rate mortgage at 4.05% for those buying a home with a 25% deposit, with no product fee.
HSBC announced more mortgage rate cuts across its ranges. The lowest product remains their 60% LTV five-year residential mortgage, which is offered at 3.84%, and they will also be offering 3.99% on 70% and 75% LTV five-year residential mortgage ranges.
They have additionally made further reductions in the higher LTV ranges, offering 4.29% on an 80% LTV five-year residential mortgage, to further support those customers with smaller deposits and helping to make homeownership more accessible across a broader range of lending tiers.
This competitive environment is particularly good news if thinking about buying a brand new home, especially for first-time buyers who’ve been struggling to enter the market.
If you want to see what your monthly mortgage payments might look like, our Mortgage Calculator below will crunch the numbers. Please note that average mortgage costs can vary between sources depending on how the data is gathered.
*The data provided does not consider your particular circumstances and is for informational purposes only. Should you require any personal advice, please contact our sales team.
While we aim to highlight some of the best products available, this doesn’t include all available products from across the market. Although the information provided is believed to be accurate at the time of publication, please confirm with the product provider to ensure that figures are the most up to date.
When buying brand new with Mulgrave, you can access expert advice from our recommended mortgage advisers, who can help you to understand the process, compare different options, and guide you through the application.
You will also be able to access exclusive deals + rates available from various lenders, and receive a dedicated service that supports you throughout the whole buying journey, from finding your new home to moving in and beyond.
Best Fixed-Rate Mortgages:
Data from Pioneer Mortgage Services shows that the best 2-year fixed rate mortgage with a 5% deposit stands at 5.37% and the leading 5-year deal with a 25% deposit at 3.93%.
| 2-Year Fixed | 5-Year Fixed | |
|---|---|---|
| 5% Deposit | 5.37% | 5.14% |
| 10% Deposit | 5.04% | 4.65% |
| 15% Deposit | 4.55% | 4.17% |
| 20% Deposit | 4.45% | 4.17% |
| 25% Deposit | 4.35% | 3.93% |
Contact our sales team to ensure that you receive the very best rate of interest for your mortgage, as well as access to major lenders and products not available on the High Street.
There are additional benefits our recommended financial advisors can provide, and there’s no fee for administration.
Mortgage Payment Calculator
Instructions
Enter the house price, your deposit amount and length of the mortgage into the boxes above to view an illustration of your monthly payments and the current best interest rate.
Please note this is for illustration purposes only and the approximate figures provided are to be used as a guide and not a confirmed mortgage rate. Data is correct at the time of writing.
